Maryland Deed of Trust Form

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A Maryland deed of trust is a document used to secure a loan by placing a borrower’s property in a trust until the lender has been repaid. Like a mortgage, this document is used when one party has borrowed money from another for the purchase of real estate. The primary difference is that a deed of trust involves a neutral third party to hold the property title for the duration of the loan.

Maryland Deed of Trust Form

A Maryland deed of trust is a document used to secure a loan by placing a borrower’s property in a trust until the lender has been repaid. Like a mortgage, this document is used when one party has borrowed money from another for the purchase of real estate. The primary difference is that a deed of trust involves a neutral third party to hold the property title for the duration of the loan.

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Last updated April 15th, 2025

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A Maryland deed of trust is a document used to secure a loan by placing a borrower’s property in a trust until the lender has been repaid. Like a mortgage, this document is used when one party has borrowed money from another for the purchase of real estate. The primary difference is that a deed of trust involves a neutral third party to hold the property title for the duration of the loan.

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The grantor must have the document notarized and submit it to the Clerk of the Circuit Court for recording.[1] To be eligible for recording, documents must meet the below guidelines:

  • White paper only
  • Black ink with a font size of at least 8pt[2]

Deeds of Trust in Maryland

Maryland is a deed of trust state, recognizing both deeds of trust and mortgages as valid documents for real estate financing. There are no criteria in Maryland for who can serve as trustee, though they are typically a title company, financial institution, or escrow company.

Deed of Trust (Preview)

Sources

  1. § 3-301(a), § 4-101(a)(1)
  2. § 3-104(e)(1)
  3. § 3-104(g)(2), Instructions for the State of Maryland Land Intake Sheet