A Connecticut special warranty deed is a property transfer instrument wherein the seller guarantees the buyer that there are no liens, encumbrances, or other claims clouding the title from their time as owner. Any claims by third parties as a result of prior owners (before the grantor’s time) will be the responsibility of the buyer to resolve, making the special warranty deed riskier than its general warranty counterpart.
This deed is often used in commercial real estate transfers or when a bank acts as the seller during a foreclosure real estate deal.
- Statutes: Chapter 821a – Forms of Deeds and Mortgages
- Formatting: § 7-24(f) & § 47-5
- Signing Requirements (§ 47-5): Notary Public and Two (2) Witnesses
- Where to Record (§ 47-11): Town Clerk’s Office
- Recording Fees (§ 7-34a(a)(1), § 7-34a(d), § 7-34a(e)): $60 for the first page, $5 for each additional page
- Forms:
- Fair Housing Notice (§ 20-327h) – If the property being transferred has more than one unit, then this notice must be provided to the buyer. It details fair housing legislation and information regarding housing discrimination.
- Property Disclosure Statement (§ 20-327b) – The seller must fill out and sign this statement that details vital information regarding the features and faults of the property they wish to sell.