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A Wyoming deed of trust is used to secure a borrower’s debt to a lender by conveying their real estate to a third party (the “trustee”) until the loan is returned. The document provides collateral for a loan transaction recorded in a promissory note made between the borrower and lender, which contains the terms of the loan’s repayment. The trustee will hold title until either the borrower repays the debt or they default, forcing the trustee to foreclose the property to recoup the lender’s loss. Deeds of trust allow for a “non-judicial foreclosure,” reducing the time and cost involved in foreclosing a property.
- Statutes: Title 34, Ch. 3 & Ch. 4
- Formatting (§ 18-3-402(a)(vi) – (viii)): Filings may be subject to county-specific formatting requirements (see Sweetwater County).
- Signing Requirements (§ 34-1-113): Notary Public
- Where to Record (§ 34-1-118): County Clerk’s Office
- Recording Fees (§ 18-3-402(a)(xvi)(A)): $12 for the first page + $3 for each additional page
- Statement of Consideration (§ 34-1-142(a)): Deeds must be accompanied by this completed statement when submitted for filing.
Related Forms (1)
Wyoming Promissory Note – Used to specify the terms of a loan.
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