A Virginia deed of trust transfers title of an owner’s property to a third-party trustee to hold as security for a home loan. The trustee then holds the title until the owner (grantor) repays the debt. Under a deed of trust, if the grantor defaults, the trustee can foreclose on the property outside of court to compensate the lender.
A Virginia deed of trust transfers title of an owner’s property to a third-party trustee to hold as security for a home loan. The trustee then holds the title until the owner (grantor) repays the debt. Under a deed of trust, if the grantor defaults, the trustee can foreclose on the property outside of court to compensate the lender.
The Circuit Court Clerk records trust deeds in Virginia.[1] The document must be notarized.[2]
While there are no state recording formatting requirements, users should check with their local Circuit Court Clerk for county-specific formatting standards.
In some counties, the deed must be accompanied by a cover sheet, which can be downloaded via the Virginia Circuit Court website.[3] Residents of Fairfax County must use their specific cover sheet.
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