An Iowa special warranty deed is a real estate document that transfers a property title from one party to another with a limited guarantee that the title is clear. By executing this deed, the transferor (grantor) gives their oath that they have the right to sell the property, that there are no known encumbrances, and that they will defend the recipient (grantee) from any claims arising from their ownership period. However, the special warranty doesn’t cover any prior owners.
If there are any unresolved liens, easements, mineral rights, and other claims dating prior to the grantor’s ownership, they will be transferred to the grantee along with the title.
- Statute: Chapter 558 – Conveyances
- Formatting: §§ 331.606B
- Signing Requirements (§ 558.20): Notary Public
- Where to Record: County Recording Office
- Recording Fees (Iowa Land Records, §§ 331.507(2)(a), 428A.1): First page: $7 / Additional pages: $5 each.