A Kentucky deed is a document that records the ownership and transfer of ownership of real estate. A property deed is filed at the county clerk’s office and provides a public record of the property’s title and any financial claims against it. When used for real estate purchases, a deed will include the names and addresses of the grantor (the seller) and grantee (the buyer), the purchase price, and a legal description of the property. Before the grantee can file the document, the grantor will need to obtain the acknowledgment of either two (2) witnesses or a notary public.
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Types (3)
General Warranty Deed – Through this deed type, the grantor guarantees that the transferred property has no lien or encumbrance against it.
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Quit Claim Deed – Records the transfer of a property’s ownership without any guarantee for the quality of its title.
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Special Warranty Deed – Only provides the grantee with a guarantee of the property title’s quality with regard to the grantor’s ownership.
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Laws & Requirements
- Statutes: Chapter 382 – Conveyances and Encumbrances
- Formatting:
- Signing Requirements (§ 382.130): Two (2) Witnesses or Notary Public/County Clerk
- Where to Record (§ 382.110): County Clerk’s Office
- Recording Fees (Kentucky County Clerks “Recording Fees”): $46/$50
- Consideration Certificate (§ 382.135(1)(e)): This form must be completed if a property is transferred as a gift or for a nominal fee.