Massachusetts Deed of Trust Form

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A Massachusetts deed of trust creates an arrangement in which property title is held by a trustee as security on a loan until the borrower has settled the debt. Once the loan is repaid, the trustee transfers ownership to the borrower. This documents is similar to a mortgage, except that the trustee may be authorized to foreclose the property without the court if the borrower defaults.

Massachusetts Deed of Trust Form

A Massachusetts deed of trust creates an arrangement in which property title is held by a trustee as security on a loan until the borrower has settled the debt. Once the loan is repaid, the trustee transfers ownership to the borrower. This documents is similar to a mortgage, except that the trustee may be authorized to foreclose the property without the court if the borrower defaults.

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Last updated April 14th, 2025

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A Massachusetts deed of trust creates an arrangement in which property title is held by a trustee as security on a loan until the borrower has settled the debt. Once the loan is repaid, the trustee transfers ownership to the borrower. This documents is similar to a mortgage, except that the trustee may be authorized to foreclose the property without the court if the borrower defaults.

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Deeds of trust must be notarized and recorded with the Registry of Deeds Office.[1] The office accepts deeds that meet the following requirements:

  • White paper measuring no greater than 8.5″ x 14″
  • 3″ x 3″ blank space at the top right of the first page[2]

Mortgage or Deed of Trust

Massachusetts recognizes both mortgages and deeds of trust. Using a deed of trust can allow the trustee to foreclose a property in the event of a default without going through the judicial process, avoiding legal costs and proceedings. With a mortgage, the lending party may be required to address the matter in court before a foreclosure action is taken.

Deed of Trust (Preview)

Sources

  1. §§ 29, 30, 4
  2. Massachusetts Index & Formatting Standards