Missouri Deed of Trust Form

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A Missouri deed of trust is a document transferring a real estate title to a trustee to hold as security for a loan between two parties. Once the borrower’s loan obligation has been satisfied, the title is returned to them. This type of deed typically provides the trustee with “power of sale,” authorizing them to initiate a non-judicial foreclosure if the borrower fails to uphold their duties.

Missouri Deed of Trust Form

A Missouri deed of trust is a document transferring a real estate title to a trustee to hold as security for a loan between two parties. Once the borrower’s loan obligation has been satisfied, the title is returned to them. This type of deed typically provides the trustee with “power of sale,” authorizing them to initiate a non-judicial foreclosure if the borrower fails to uphold their duties.

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Last updated April 24th, 2025

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A Missouri deed of trust is a document transferring a real estate title to a trustee to hold as security for a loan between two parties. Once the borrower’s loan obligation has been satisfied, the title is returned to them. This type of deed typically provides the trustee with “power of sale,” authorizing them to initiate a non-judicial foreclosure if the borrower fails to uphold their duties.

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Deeds must be signed by the grantor and a notary, then recorded with the Recorder of Deeds.[1] The below criteria must be met before submitting a deed[2]:

  • White paper with dark or black text
  • 8pt font size minimum
  • 0.75″ margins and a 3″ top margin on the first page

Statute of Limitations/Expiration

Missouri law requires that the beneficiary (lender) and trustee initiate a foreclosure within 10 years of the borrower’s default, after which their right to foreclose is expired.[3]

Furthermore, after 10 years from the loan due date, any release of a deed of trust or mortgage that has been recorded with the Recorder of Deeds for at least 10 years is valid.[4]

Deed of Trust (Preview)

Sources

  1. §§ 442.130, 442.400
  2. § 59.310(1)
  3. §§ 516.110(1), 516.150
  4. § 443.185