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Updated on September 12th, 2022
A Missouri deed of trust is a real estate transfer document wherein a neutral third-party trustee holds the title of a property up until a trustor (the borrower) repays a loan to a lender. Once the debt is repaid, full title rights will transfer from the third party to the trustor. Deeds of trust often include a “power of sale” clause that allows the trustee to seize the property in a non-judicial foreclosure if the borrower defaults on the agreement.
- Statutes: §§ 443.005 to 443.454
- Formatting: § 59.310, § 59.330
- Signing Requirements (§ 59.330(1)): Notary Public
- Where to Record (§ 443.035(1)): Recorder of Deeds
- Recording Fees (§ 59.310(6)): Generally, $24 for one (1) page and $3 for each additional page. Verify by consulting the recorder of deeds website for the county in which the property is located.
Related Forms (1)
Missouri Promissory Note – Details a borrower’s repayment terms with a lender.
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