A North Carolina special warranty deed conveys property ownership from a grantor (the seller) to a grantee (the buyer) with a limited guarantee against title encumbrances. A special warranty deed promises that the current grantor did nothing to encumber the property title during their term of ownership. However, the deed makes no promises regarding encumbrances caused by previous title holders. If a title defect later arises, and the issue transpired under the grantor’s ownership, the grantee would be entitled to financial compensation from the grantor.