A Rhode Island general warranty deed is a conveyance instrument that guarantees that the title is clear of encumbrances and the grantor is the legal owner. The covenants included in the deed ensure the grantee is defended against all title issues (e.g., tax liens, easements), regardless if they originated during the grantor’s period of ownership or before. Furthermore, the grantee’s right to the peaceful and quiet enjoyment of the premises is protected under the deed’s covenants.
General warranty deeds provide grantees the most security and transparency of any deed type and are recommended for residential property purchases.
- Statutes: §§ 34-11-12(1), 34-11-15, 34-11-16
- Formatting: §§ 34-11-1.1, 34-11-1.2, 34-11-1.4
- Signing Requirements (§ 34-11-1): Notary Public
- Where to Record (§ 34-13-1): City/town recording office where the property is located.
- Recording Fees (§ 34-13-7): $80 + an additional $1 may be charged for each additional page. Fees may vary per city or town (see New Shoreham).
- Form A (Affidavit Attesting To The True And Complete Purchase Price): Deeds recorded in New Shoreham must include this affidavit. 3% of the purchase price must be paid to the Block Island Land Trust by the grantee.
- Property Disclosure Statement (§ 5-20.8-2): Informs prospective homebuyers of any physical defects in the property that may adversely affect their decision to purchase.