A Tennessee deed of trust is an instrument that, along with a promissory note, enables an individual to secure a real property loan. The trust deed transfers the title from a borrower to a third-party trustee to hold as collateral. The title is reconveyed to the property owner after the lender (beneficiary) is paid in full.
A Tennessee deed of trust is an instrument that, along with a promissory note, enables an individual to secure a real property loan. The trust deed transfers the title from a borrower to a third-party trustee to hold as collateral. The title is reconveyed to the property owner after the lender (beneficiary) is paid in full.
The deed must be filed with the local Register of Deeds.[1] All signing parties must acknowledge their signatures before a notary public.[2]
Formatting standards differ by county. Individuals should check with their local Register of Deeds to verify the county formatting requirements.
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