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Tennessee Promissory Note Template

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A Tennessee promissory note is a legal agreement between a lender and a borrower that outlines the conditions whereby money is lent to the borrower. Once it has been signed, the document gives the borrower security that they will be paid back with interest and on time. Interest rates cannot exceed state usury rates (see “Laws” below). In addition to paying interest, the borrower may be required to offer up their personal property as collateral for the loan to be transferred to the lender if the loan isn’t paid on time.

The completed promissory note will include the total sum lent, the date on which it was lent, the rate of interest, payment schedule, late fees (if applicable), and the contact information of both parties.


Secured Promissory Note – A loan agreement whereby the borrower pledges an asset or personal property as collateral.

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