A Virginia deed of trust transfers title of an owner’s property to a trustee as security for repayment to a lender who financed the real estate purchase. The trustee holds the title until the owner (grantor) repays the debt. Under a deed of trust, the lender may sell the property without court approval should the grantor default on payments.
A Virginia deed of trust transfers title of an owner’s property to a trustee as security for repayment to a lender who financed the real estate purchase. The trustee holds the title until the owner (grantor) repays the debt. Under a deed of trust, the lender may sell the property without court approval should the grantor default on payments.
The Circuit Court Clerk records trust deeds in Virginia.[1] The document must have a notary public’s signature.[2]
While there are no state recording formatting requirements, users should check with their local Circuit Court Clerk for county-specific formatting standards.
Several court clerks require a cover sheet for the deed, which can be downloaded via the Virginia Circuit Court website.[3] Residents of Fairfax County must use their specific cover sheet.
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