Car Accident Demand Letter Template

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A car accident demand letter is sent to the insurance company of the person at fault in a car accident to demand a settlement be paid to the sender. The letter outlines the compensation the sender seeks for medical bills, lost wages, repairs, and other damages and provides justification for their claim.

Car Accident Demand Letter Template

A car accident demand letter is sent to the insurance company of the person at fault in a car accident to demand a settlement be paid to the sender. The letter outlines the compensation the sender seeks for medical bills, lost wages, repairs, and other damages and provides justification for their claim.

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Last updated April 24th, 2025

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A car accident demand letter is sent to the insurance company of the person at fault in a car accident to demand a settlement be paid to the sender. The letter outlines the compensation the sender seeks for medical bills, lost wages, repairs, and other damages and provides justification for their claim.

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How to Write

When seeking compensation for damages resulting from a car accident in which they were not at fault, the injured party can send a demand letter to the at-fault person’s insurance company.

The demand letter should include the following information:

  1. The sender’s name and address
  2. Insurance company and (if applicable) claim adjuster name
  3. Policyholder name and (if known) policy number
  4. Date, location, and description of the car accident
  5. Description of injuries and damages
  6. Supporting evidence (police report, witnesses, photos, etc.)
  7. Breakdown of expenses, financial losses, and personal suffering resulting from the car accident
  8. Requested total settlement amount
  9. The deadline by which a response must be made

Sample

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CAR ACCIDENT DEMAND LETTER

[SENDER NAME]
[SENDER ADDRESS]
[SENDER CONTACT INFO]

Date: [DATE]

[RECIPIENT NAME]
[RECIPIENT ADDRESS]

Re: [SUBJECT OF LETTER]

Dear [RECIPIENT NAME],

On [DATE] at around [TIME]: [DESCRIBE CAR ACCIDENT]

As a result of the car accident: [DESCRIBE PERSONAL INJURY/PROPERTY DAMAGE]

A breakdown of the damages I have suffered as a result of the car accident is as follows:

INJURIES/TREATMENT: $[DOLLAR AMOUNT]
OUT-OF-POCKET EXPENSES: $[DOLLAR AMOUNT]
LOST WAGES/EARNINGS: $[DOLLAR AMOUNT]
PAIN AND SUFFERING: $[DOLLAR AMOUNT]

Based on the damages listed above, I formally demand a total settlement amount of $[DOLLAR AMOUNT]. I believe this total demand amount represents a fair and equitable settlement amount.

If there is no response to this demand letter by [DATE], all legal rights may be explored, including, but not limited to, legal proceedings necessary in accordance with state and federal laws.

This demand letter serves as official notice to you and may be tendered in court as evidence of your failure to cooperate. If legal action is to occur, you may be held liable for court fees, attorney’s fees, and damages.

I hope to resolve this matter as soon as possible.

Sincerely,

______________________
[SENDER’S NAME]