Insurance Company Demand Letter

Create Document

An insurance company demand letter is used to seek compensation from an insurance company for personal injury or property damage. The letter states the sender’s claim, the requested settlement amount, and their justifications for demanding compensation and damages. If the company doesn’t respond, the sender may file a lawsuit to obtain a settlement.

Insurance Company Demand Letter

An insurance company demand letter is used to seek compensation from an insurance company for personal injury or property damage. The letter states the sender’s claim, the requested settlement amount, and their justifications for demanding compensation and damages. If the company doesn’t respond, the sender may file a lawsuit to obtain a settlement.

Create Document
PDF
Word (.docx)
OpenDocument
PDF
Word (.docx)
OpenDocument

Last updated March 28th, 2025

Document Preview

An insurance company demand letter is used to seek compensation from an insurance company for personal injury or property damage. The letter states the sender’s claim, the requested settlement amount, and their justifications for demanding compensation and damages. If the company doesn’t respond, the sender may file a lawsuit to obtain a settlement.

Downloads: 3
  1. Home »
  2. Demand Letter »
  3. Insurance Company

Writing a Demand Letter to an Insurance Company

When someone is injured or their personal property is damaged, they may be able to demand a settlement from the insurance provider if the party at fault is insured. The settlement amount demanded will include all expenses and losses incurred from the incident or accident.

A demand letter should include:

  • The sender’s name and address
  • Who the letter is addressed to
  • Who the policyholder is and (if applicable) their policy number
  • A description of how the injury or damage occurred and why the policyholder is at fault
  • Proof of the incident, expenses, financial losses, and other supporting documentation
  • The settlement amount demanded and a breakdown of the costs and damages
  • The deadline for a response

What to Claim

Common costs and damages claimed when demanding a settlement include:

  • Medical bills
  • Out-of-pocket expenses
  • Repair or replacement
  • Lost wages
  • Pain and suffering

Sample

Download: PDF, Word (.docx), OpenDocument

INSURANCE COMPANY DEMAND LETTER

[SENDER NAME]
[SENDER ADDRESS]
[SENDER CONTACT INFO]

Date: [DATE]

[RECIPIENT NAME]
[RECIPIENT ADDRESS]

Re: [SUBJECT OF LETTER]

Dear [RECIPIENT NAME],

I am taking this opportunity to formally demand settlement and compensation for personal injury I sustained as a result of: [DESCRIBE PERSONAL INJURY/PROPERTY DAMAGE]

To settle this matter immediately, I am demanding a settlement in the amount of $[DOLLAR AMOUNT].

A breakdown of the demand amount is as follows:

[DESCRIBE]: $[DOLLAR AMOUNT]
[DESCRIBE]: $[DOLLAR AMOUNT]
[DESCRIBE]: $[DOLLAR AMOUNT]
[DESCRIBE]: $[DOLLAR AMOUNT]

If there is no response to this demand letter by [DATE], all legal rights may be explored, including, but not limited to, legal proceedings necessary in accordance with state and federal laws.

This demand letter serves as official notice to you and may be tendered in court as evidence of your failure to cooperate. If legal action is to occur, you may be held liable for court fees, attorney’s fees, and damages.

I hope to resolve this matter as soon as possible.

Sincerely,

______________________
[SENDER’S NAME]