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Secured Promissory Note – A moneylender uses this type of loan agreement when they require collateral as security.
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A Pennsylvania unsecured promissory note allows an individual to borrow funds from another person or entity without securing the transaction with collateral. This agreement is less rigid than a standard loan agreement and more formal than an “IOU.” Many lenders will be hesitant to grant a loan without collateral pledged by the borrower and may prefer to use the secured promissory note or require a co-signer in order to reduce their financial risk.
A Pennsylvania unsecured promissory note allows an individual to borrow funds from another person or entity without securing the transaction with collateral. This agreement is less rigid than a standard loan agreement and more formal than an “IOU.” Many lenders will be hesitant to grant a loan without collateral pledged by the borrower and may prefer to use the secured promissory note or require a co-signer in order to reduce their financial risk.
Secured Promissory Note – A moneylender uses this type of loan agreement when they require collateral as security.
Download: PDF, Word (.docx), OpenDocument