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Texas Promissory Note Template

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A Texas promissory note is a document that establishes the terms of a monetary loan provided by a lender to a borrower. The agreement’s terms will include the sum of the loan, the timing of payments, the interest rate, and any late fees. It is also common for the borrower to promise personal property as a security on the loan. For further security, the lender may require a co-signer to guarantee payment in the event that the borrower is unable to do so.

Once both parties have signed the promissory note, the funds will be considered received by the borrower who will be required to fulfill the terms of repayment.

Types

Secured Promissory Note – A loan agreement with collateral provided as security on repayment.

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