Ohio Deed of Trust Form

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Ohio Deed of Trust Form

An Ohio deed of trust is a legal document that secures a loan by transferring the borrower’s property title to a third-party trustee. If the borrower fails to make the required payments, the deed authorizes the trustee to file for foreclosure, with the sale proceeds applied to the outstanding balance owed to the lender.

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Last updated August 26th, 2025

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An Ohio deed of trust is a legal document that secures a loan by transferring the borrower’s property title to a third-party trustee. If the borrower fails to make the required payments, the deed authorizes the trustee to file for foreclosure, with the sale proceeds applied to the outstanding balance owed to the lender.

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Ohio Deed Requirements

Deeds must be signed by the borrower and notarized.[1] If married, the borrower’s spouse must also sign.[2] Once executed, the deed must be filed with the County Recorder.[3]

Documents presented for recording must conform to the following formatting standards[4]:

  • Min. 8.5″ x 11″, max. 8.5″ x 14″
  • Blue or black ink, min. 10pt font
  • 3″ margin at the top of the first page, 1.5″ margin at the top of all remaining pages, 1″ margin on each side and at the bottom of every page

Foreclosure

Ohio is a judicial foreclosure state, not a “power of sale” state. This means a trustee must obtain a court judgment before foreclosing on a borrower’s property.

Ohio Deed of Trust (Preview)

Sources

  1. § 5301.01(A)
  2. § 2103.02
  3. § 5301.25(A)
  4. § 317.114