South Carolina Deed of Trust Form

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South Carolina Deed of Trust Form

A South Carolina deed of trust assigns a borrower’s real property title to a trustee while the borrower repays a loan. In the event of a default, the deed will authorize the trustee to begin legal proceedings for foreclosing the property.

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Last updated July 3rd, 2025

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A South Carolina deed of trust assigns a borrower’s real property title to a trustee while the borrower repays a loan. In the event of a default, the deed will authorize the trustee to begin legal proceedings for foreclosing the property.

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Trust deeds will be filed with the Register of Deeds or Clerk of Court in the county where the property is located.[1] Formatting requirements are set at the county level. Deeds of trust in South Carolina must be witnessed and notarized; the notary may act as a witness.[2]

Foreclosure Process

South Carolina uses a judicial foreclosure system, meaning the lender must file a lawsuit and receive a court order in order to foreclose on the property.

Deed of Trust (Preview)