Wisconsin Deed of Trust Form

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Wisconsin Deed of Trust Form

A Wisconsin deed of trust is a legal agreement that secures a property owner’s financing for real estate by transferring their title to a trustee until their debt is settled. “A deed of trust works in conjunction with a promissory note to protect the lender and ensure that the borrower pays them back in full.

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Last updated June 6th, 2025

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A Wisconsin deed of trust is a legal agreement that secures a property owner’s financing for real estate by transferring their title to a trustee until their debt is settled. “A deed of trust works in conjunction with a promissory note to protect the lender and ensure that the borrower pays them back in full.

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Trust deeds must be filed with the local Register of Deeds.[1] A notary public must sign the document, which must adhere to the following formatting standards[2]:

  • 20lb white paper, 8.5″ x 11″ or 8.5″ x 14″
  • Black, blue, or red ink
  • 0.5″ top margin, 0.25″ on the sides, and bottom margin
  • Have the required spaces left blank for recording information

Mortgage vs Deed of Trust

A deed of trust is comparable to a mortgage in that both secure the repayment of a home loan.

A deed of trust is made between a borrower, a lender, and a trustee, who holds the title. If a default occurs, the trustee can foreclose on the property to repay the lender.

A mortgage only involves the borrower and lender, and the lender is granted an interest in the property. In the event of a mortgage default, the borrower or sheriff would convey the property to a successful bidder or the lender.

Deed of Trust (Preview)

Sources

    1. § 706.05(1),
    2. § 59.43(2m)