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Alaska Promissory Note Template

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An Alaska promissory note is an agreement that contractually obligates a borrower to reimburse a lender for money loaned by a specific date. Promissory notes are often viewed as falling somewhere between an IOU and a loan agreement; it is a legal document that must be adhered to, but it lacks the complexity and length of an official loan contract. However, a lender is still within their legal right to file a lawsuit against a borrower if they breach the terms of a promissory note. A promissory note includes the amount of the loan, the interest rate, the due date, the installment plan, and any late fees.

Types (2)

Secured Promissory Note – A loan repayment agreement whereby the borrower is required to pledge an asset to the lender at the start of the contract.

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Unsecured Promissory Note – Does not require the borrower to provide the lender with an asset (such as a home or car) as collateral for the loan.

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