Nevada Promissory Note Template

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Nevada Promissory Note Template

A Nevada promissory note is a contract by which a borrower agrees to return a loan to a lender by a prescribed date. By signing the form, the borrower commits to repaying the debt according to the installment plan indicated in the note, along with any accrued interest. To ensure they get refunded, the lender can have the borrower find a co-signer to guarantee the note, or ask that they put up collateral.

While promissory notes are not as formal or detailed as a loan agreement and are therefore used less frequently by financial institutions, the borrower is nonetheless legally bound by the terms and can be sued by the lender if they default under the contract.

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Last updated May 25th, 2025

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A Nevada promissory note is a contract by which a borrower agrees to return a loan to a lender by a prescribed date. By signing the form, the borrower commits to repaying the debt according to the installment plan indicated in the note, along with any accrued interest. To ensure they get refunded, the lender can have the borrower find a co-signer to guarantee the note, or ask that they put up collateral.

While promissory notes are not as formal or detailed as a loan agreement and are therefore used less frequently by financial institutions, the borrower is nonetheless legally bound by the terms and can be sued by the lender if they default under the contract.

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Types (2)

Secured Promissory Note – A loan contract in which the borrower guarantees the lender’s repayment by pledging an asset as collateral.

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Unsecured Promissory Note – Binds a borrower to the terms of money lent without requiring collateral.

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