Fill & Sign
A Rhode Island deed is a written document used to transfer a property title to a new owner (the “grantee”). A deed will provide the grantee with varying levels of protection against title encumbrances depending on the type of instrument used. A warranty deed will ensure the grantee that the current owner (the “grantor”) has the right to sell the property and that the title is free of defects. Quit claim deeds, on the other hand, transfer the title without assurances of a clean title or that the grantor has the right to do so.
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Types (4)
Deed of Trust – A deed wherein a homebuyer and a lender financing the purchase agree to transfer the property title to a trustee until the debt is resolved.
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General Warranty Deed – Ensures the buyer that the title is free from encumbrances and that the grantor is on the property title.
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Quit Claim Deed – A deed that does not certify the grantor as the title holder or include warranties against title encumbrances.
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Special Warranty Deed – Used to guarantee that a property was not encumbered while the current grantor held the title.
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Laws & Requirements
- Statutes: Chapter 11 – Form and Effect of Conveyances
- Formatting: § 34-11-1.1, § 34-11-1.2, § 34-11-1.3, § 34-11-1.4
- Signing Requirements (§ 34-11-1): Notary Public
- Where to Record (§ 34-13-1): City/town recording office where the property is located.
- Recording Fees (§ 34-13-7): $80 + an additional $1 may be charged for each additional page. Cities/towns may set other rates for fees (see New Shoreham).
- Forms:
- Form A (Affidavit Attesting To The True And Complete Purchase Price): Required for all deeds recorded in the town of New Shoreham. Grantees must pay a fee of 3% of the purchase price to the Block Island Land Trust.
- Property Disclosure Statement (§ 5-20.8-2): This statement disclosing adverse property conditions must be given to an interested buyer before the transaction is closed.