A Minnesota deed is a legal form by which one party (grantor/seller) transfers ownership of real property to another party (grantee/buyer). Deeds commonly convey warranties to protect the grantee against potential title defects, such as unpaid property tax or unresolved liens. A warranty deed affords the most title protection by ensuring the grantor is held liable for any encumbrances. Under a quit claim deed, the grantor transfers property without providing assurances, therefore putting the grantee at risk in the event of title and ownership complications.
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Types (8)
Conservator Deed – For a court-appointed conservator to transfer property on behalf of a “protected person” (a minor or other individual requiring conservatorship).
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Deed of Trust – Used when a buyer takes out a loan to purchase property. The deed transfers ownership to a trustee until the debt is paid.
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General Warranty Deed – Fully protects the buyer against any title defects (e.g., claims, liens) discovered after purchasing property.
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Limited Warranty Deed – Protects the buyer against defects from the seller’s period of ownership only (i.e., no warranties for past owners).
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Personal Representative Deed – Used by a personal representative to sell property on behalf of an estate.
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Quit Claim Deed – A property conveyance document that provides no warranties or title assurances to the grantee.
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Transfer on Death Deed – Allows the grantor to name a beneficiary to receive property upon the grantor’s death.
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Trustee Deed – Designated for real estate transactions wherein a trustee sells property in the name of a trust.
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Laws & Requirements
- Statutes: Ch. 507 (Recording and Filing Conveyances)
- Formatting: § 507.093
- Signing Requirements (§ 507.24(Subd. 2)(a)): Notary Public
- Electronic Certificate of Real Estate Value: Required for properties sold for more than $3,000.
- Well Disclosure Certificate: Required if there are wells on the property.
- Where to Record: County Recorder
- Recording Fees (§ 357.18(Subd. 1)(1)): $46 (no page limit)