Wyoming Promissory Note Template

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Wyoming Promissory Note Template

A Wyoming promissory note allows two (2) parties to enter into an agreement regarding the terms and conditions of money lent. In addition to relaying the terms of the loan, the document acts as the record and legal proof thereof. The completed document will establish when the borrower must make payments and when the balance of the principal loan plus interest becomes due.

Once both parties have signed the promissory note, it becomes legally binding and enforceable. Lenders may obtain security on loans by requiring that the borrower promise some sort of collateral, or by having the contract co-signed by an individual who will guarantee payment in the event that the borrower defaults.

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Last updated May 25th, 2025

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A Wyoming promissory note allows two (2) parties to enter into an agreement regarding the terms and conditions of money lent. In addition to relaying the terms of the loan, the document acts as the record and legal proof thereof. The completed document will establish when the borrower must make payments and when the balance of the principal loan plus interest becomes due.

Once both parties have signed the promissory note, it becomes legally binding and enforceable. Lenders may obtain security on loans by requiring that the borrower promise some sort of collateral, or by having the contract co-signed by an individual who will guarantee payment in the event that the borrower defaults.

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Types (2)

Secured Promissory Note – Used for loans that are secured by the borrower’s property that is promised as collateral.

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Unsecured Promissory Note – Unlike a “secured” agreement, the unsecured promissory note is not accompanied by any collateral.

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