Oregon Promissory Note Template

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Oregon Promissory Note Template

An Oregon promissory note is used to determine repayment terms when an individual or business entity lends money to another party. A promissory note may be secured, meaning the borrower puts up property as collateral, or unsecured, meaning no collateral is pledged against the debt. Important information such as the debt amount, interest, late fees, and how payments will be distributed are detailed in this document.

Note that if the promissory note contains prepayment provisions, then specific language as detailed in ORS § 82.160 or ORS § 82.170 must be included in the document.

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Last updated May 25th, 2025

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An Oregon promissory note is used to determine repayment terms when an individual or business entity lends money to another party. A promissory note may be secured, meaning the borrower puts up property as collateral, or unsecured, meaning no collateral is pledged against the debt. Important information such as the debt amount, interest, late fees, and how payments will be distributed are detailed in this document.

Note that if the promissory note contains prepayment provisions, then specific language as detailed in ORS § 82.160 or ORS § 82.170 must be included in the document.

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Types (2)

Secured Promissory Note – This document details repayment terms on a loan where the borrower puts up personal assets as collateral.

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Unsecured Promissory Note – An uncollateralized lending between two (2) parties.

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