Deeds may also include warranties that offer varying degrees of title protection to the grantee depending on the type of deed. A “general warranty deed” fully guarantees the title, while a “release deed” transfers ownership with no title assurances.
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Types (4)
Deed of Trust – Conveys a grantor’s property title to a trustee to hold as security for a loan. The property title is returned to the grantor when the lender is repaid.
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General Warranty Deed – A deed whereby the grantor warrants that the property title is unencumbered and promises to defend the title against lawful claims.
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Quit Claim Deed – A New Hampshire quit claim deed operates like a special warranty deed: it releases the grantor’s interest in property with a warranty covering title defects caused by the grantor, but not defects originating from prior owners.
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Release Deed – Conveys the grantor’s interest in property with no assurances of title, therefore leaving the grantee liable for any encumbrances attached to the property.
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Laws & Requirements
- Statutes: Title XLVIII, Chapter 477 (Conveyances of Realty and Interests Therein)
- Formatting (§ 478:4 & § 478:4-a): Counties shall post formatting requirements pursuant to the uniform standards adopted by the Register of Deeds (see posting for Carroll County).
- Signing Requirements (§ 477:3): Notary Public
- Where to Record (§ 477:3-a): Register of Deeds
- Recording Fees (§ 478:17-g):
- $10 for the first page
- $4 for each additional page
- $25 surcharge to fund the Land and Community Heritage Investment Program (LCHIP)
- $2 equipment account surcharge (only applicable in counties that have adopted the provisions of § 478:17-j)
- Property Disclosure Statement (§ 477:4-d): Used by a seller to evaluate the condition of the home’s water supply, sewage system, insulation, and other features. The buyer must receive this disclosure before signing a purchase offer.