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OpenDocumentUse if:
- The buyer will be purchasing the property (not receiving it as a gift).
- The buyer will need to obtain financing or title insurance.
- The buyer wants the highest level of protection against any title issues.
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Contents |
What is a General Warranty Deed?
A general warranty deed is a document used for finalizing the sale of residential or commercial property. Once it has been completed and recorded, the seller (grantor) will have officially transferred their ownership interest to the buyer (grantee).
General Warranty vs. Special Warranty
While both general and special warranty deeds share many similarities, a general warranty deed covers a far greater time period with regard to its title assurances.
With a general warranty deed, the grantee (buyer) receives a contractual promise that the property is free of any issues, dating all the way back to the very first owner of the property.
With a special warranty deed, the buyer only receives affirmation that the title is free and clear of issues from the current seller (grantor). In other words, the deed does not provide assurances for any previous owners.
Both deed types provide significantly more protection for the buyer than a quitclaim deed, which provides no guarantees whatsoever.